Save For A Specific Goal

carefully selected investment portfolios

A unit trust is a flexible investment solution which enables investors to save towards any financial goal in a transparent and cost effective manner.

You can contribute to your investment whenever you want. You can invest through a monthly debit order starting from R2 500 per month. You can request a regular income payment from your investment, which you can stop or change at any time.

As an individual investor, choosing from thousands of available unit trust funds can be challenging. We offer a diverse combination of unit trust funds that are selected and continually monitored by our investment team. Our model portfolios are designed to suit a variety of investment and savings needs.

  • You can start an investment by contributing a minimum of R2 500 a month. Or a single lump sum of R100 000 or more
  • You can adjust your debit order contributions to your changing needs without any penalties
  • You can add more money to your investment whenever you want
  • You may withdraw all or a portion of your investment at any time
  • You can request a regular income payment from the investment
  • Professional investments managers manage your money
  • Your investment growth is based on the performance of the model portfolio that we select for you

What are unit trusts?

A unit trust is a type of investment that allows individuals easy and cost-effective access to the stock market. Unit trusts invest in asset classes such as shares, bonds, money market and property. They provides exposure to these asset classes without having to invest in them directly, making investing more affordable.

Your financial contribution in a unit trust is combined with that of other investors. Pooling everyone’s contribution in a unit trust provides a cost effective way for various investors to access the stock market.

Who should invest in unit trusts?

Anyone who can afford to invest for the medium to long-term. You can use unit trusts to invest for most of your life goals. Unit trust are a flexible investment that is suitable for most investors.

What returns will I receive from my investment?

We cannot guarantee what your returns will be in the future. The return on your investment depends on the performance of the underlying investments (shares, bonds, property, money market or offshore investments) that we select for you. The market value of the investment may go down as well as up, and past performance is not necessarily a guide to the future.

What does Inkunzi Wealth Group do with my money?

Our role is to provide financial advice and we are not licensed to accept cash deposits from investors.

  • Your money is deposited directly into the bank account of our selected financial services provider
  • They open an account under your name
  • You remain the only authorised signatory on your account 

What happens if I cannot afford my monthly debit order?

You can stop your monthly contributions at any time without any penalties. The money that is left in your account will continue to be invested in the underlying investments (shares, bonds, property, money market or offshore investments) that we selected for you.

How long should I invest in unit trusts?

Unit trust investments are medium to long-term investments. We encourage clients to invest for long periods in order to benefit from our investment approach. There are unit trust funds that are designed to suit clients that want to invest for shorter periods and do not want to expose their money to investment risk.

What happens to the investment if I die?

The money will go into your estate. The executor of your estate will allocate it to your beneficiaries based on your Will. It is advisable to have a Will when you invest in a unit trust.

Is my money safe in a unit trust?

Unit trusts are legally known as Collective Investment Schemes. They are regulated by the Financial Services Board and governed by the Collective Investment Schemes Control Act, No 45 of 2002. The assets of the unit trust funds do not form part of the assets of Inkunzi Wealth Group. Our role is to provide financial advice and we are not licensed to accept cash deposits from investors.

Stable Portfolio
Why this portfolio?

You want a model portfolio that seeks to deliver returns above that of a money market account

You have a low risk appetite but require capital growth

You want to preserve your capital, without exposing it to capital loss over a two year period

I'm Interested
Balanced Portfolio
Why this portfolio?

You want steady growth of income and capital

You are comfortable with moderate market fluctuations and potential capital loss

You are investing for three years or longer

I'm Interested
Equity Portfolio
Why this portfolio?

You require long-term capital growth

You do not require an income from your investment

You are willing to accept short-term capital losses

You are investing for five years or longer

I'm Interested

Need help? Can't decide?

We take time to get to know you and your requirements,
creating a financial plan that suits you.

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